Case Study | Banking and Financial Services | AI and Data Engineering

European fintech modernizes its data backbone

Brillio built a metadata-driven platform on Microsoft Fabric, cutting maintenance costs and rebuilding trust in data.

Download as PDF 22nd August, 2025
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Building a compliance-ready data platform for fintech growth

  • A European fintech specialising in social investing and multi-asset trading faced growing pressure on its data infrastructure and governance capabilities.
  • Rapid user acquisition and trading volume growth exposed critical gaps: fragmented governance, poor scalability, and inefficiencies in data consumption across the organisation.
  • Brillio designed and delivered a Microsoft Fabric-based platform with a metadata-driven ETL framework and embedded Microsoft Purview governance from day one.
  • The new platform accelerated development cycles, lowered maintenance costs, and rebuilt cross-team trust in data quality, consistency, and compliance readiness.

From fragmented infrastructure to a governed, scalable foundation

Challenge

A prominent European fintech company, known for its approach to social investing and multi-asset trading, had built its reputation on user experience and technology. As it scaled operations across Europe and beyond, that reputation began running headlong into an infrastructure problem.

Consistent growth in user acquisition and trading volumes placed mounting pressure on the company’s data estate. The existing setup could not keep pace. Scalability was limited, data governance was fragmented across teams and systems, and inefficiencies in how data was consumed made it harder to act on information quickly or reliably.

Those gaps mattered for more than operational reasons. Regulatory oversight was tightening across European financial markets, and the company’s ability to meet compliance obligations depended on having clean, traceable, and consistently governed data. At the same time, internal teams were demanding real-time analytics to support faster decision-making. The existing infrastructure could not satisfy either requirement.

What the company needed was not a patch. It needed a modern, unified data platform, one capable of handling growing data volumes, enforcing governance at scale, and delivering analytics-ready outputs without requiring constant manual intervention from engineering teams. The gap between where the infrastructure was and where the business needed it to be was significant, and closing it required both the right technology and a partner with the expertise to implement it without disrupting ongoing operations.

Solution

Our team at Brillio demonstrated exceptional capabilities in metadata-driven ETL, Microsoft Fabric, and data governance frameworks. We proposed a platform architecture centred on Microsoft Fabric with OneLake as the central data repository. The design used three distinct layers to move data from raw ingestion through to analytics-ready outputs.

The Bronze Layer handled raw ingestion from Parquet files, preserving full data fidelity and auditability so that nothing was lost in transit. The Silver Layer applied deduplication, column standardisation, and Slowly Changing Dimension (SCD2) logic, producing clean and consistent datasets that downstream consumers could trust. The Gold Layer then introduced business logic and analytics use cases, turning that cleaned data into enriched, consumable formats for reporting and decision-making.

A metadata-driven ETL framework was central to the approach. By externalising transformation logic, quality rules, and source-to-target mappings into configuration files, we made it possible to onboard new datasets and adjust pipelines dynamically, without requiring hard-coded changes to the underlying code. This significantly reduced manual intervention and cut long-term maintenance overhead.

Microsoft Purview was integrated early, embedding governance, data lineage tracking, and quality validation into the platform’s architecture from the ground up, rather than bolting them on later.

Delivery followed a structured, collaborative model: discovery workshops, joint architecture design sessions, daily checkpoints, knowledge transfer sessions, and milestone reviews. Microsoft played an active role throughout, providing Fabric and Purview environment access and supporting key setup activities. Platform ownership was handed over gradually, ensuring the client’s teams were fully equipped to operate and extend the solution independently.

Faster delivery, lower overhead, and renewed data confidence

Outcomes

  • Onboarding new datasets became significantly faster, accelerating development cycles and reducing time-to-value for analytics and compliance reporting teams.
  • Configuration-based transformations replaced hard-coded logic, lowering maintenance costs and freeing engineering capacity for higher-value data and product work.
  • Data quality and consistency improved measurably, giving compliance and business teams greater confidence in the outputs they relied on for regulatory reporting.
  • The project rebuilt trust in data across business and technical teams, creating a resilient foundation designed to support future expansion and evolving regulatory requirements.
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A platform built to scale with the business

When growth exposes the limits of your data infrastructure, speed of recovery matters. Brillio's metadata-driven approach on Microsoft Fabric gave this European fintech a foundation it could build on, not just a fix for the problems it already had. Governance was designed in, not retrofitted.

Trusted Output Architecture

3 layers

Bronze, Silver, and Gold architecture enabling trusted, analytics-ready data outputs

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